Overview
Unpaid invoices, bounced cheques and ignored judgments do not have to be written off. Saudi Arabia operates a fast, largely digital judicial enforcement system: if your debt is documented in an executable instrument (سند تنفيذي) — a promissory note (سند لأمر), a cheque, a notarized contract or a final court judgment — it can go directly to the enforcement courts (محاكم التنفيذ) through the Ministry of Justice's Najiz platform (منصة ناجز), without re-litigating the merits.
Through Omnera One, licensed Saudi lawyers (محامون مرخّصون) manage the full recovery cycle on your behalf: amicable collection first — formal demand letters, structured negotiation and binding settlement agreements — then the judicial route where needed. We file the enforcement request on Najiz, pursue issuance of the enforcement order — known in practice as "qarar 34" (قرار 34) — directing the debtor to pay within five days of notification, and follow up on the coercive measures the enforcement judge may then order under the Enforcement Law: travel bans, suspension of government services, freezing of bank accounts and seizure and sale of assets. These measures are imposed and executed by the court itself — our role is to file correctly, push the file forward and keep the pressure on until it produces payment.
The same service covers debts that are not yet in executable form — commercial-paper claims and contractual debts pursued before the commercial courts (المحاكم التجارية) or under the Civil Transactions Law (نظام المعاملات المدنية) in force since December 2023 — and the enforcement of judgments you have already won in other cases, whether with us or elsewhere. We serve companies and individuals alike, and we are honest about the one variable no lawyer controls: actual recovery ultimately depends on the debtor's assets and solvency.
Who is this for?
Companies with unpaid invoices, bounced cheques or promissory notes from customers, distributors or business partners — including suppliers, contractors and service providers with recurring receivables problems.
Individuals owed money under loans, promissory notes, cheques, rental contracts or unpaid dues — including creditors who prefer that a professional pursue the debt on their behalf, without personal confrontation.
Claimants who already hold a final judgment or arbitral award — from the commercial, labor or general courts — and need it actually enforced and converted into collected money through the enforcement courts.
Key Benefits
Amicable collection first: formal demand letters and lawyer-led negotiation frequently produce payment or a documented settlement agreement without the cost and time of court — and preserve the business relationship where that matters to you.
Direct enforcement for executable documents: promissory notes (السندات لأمر), cheques, notarized contracts and court judgments go straight to the enforcement courts via Najiz — no need to re-prove the debt on the merits.
The full weight of court-ordered enforcement measures working for you: after the enforcement order (قرار 34), the judge may impose travel bans, suspend government services, freeze bank accounts and order the seizure of assets. The court imposes and executes these measures — we petition for them and follow them up relentlessly.
Follow-through until money moves: we do not stop at obtaining orders. We track disbursement from frozen accounts, auction proceeds and installment schedules until the amounts actually reach you.
One team for both routes: if your debt lacks an executable document, our licensed lawyers pursue it before the commercial courts or under the Civil Transactions Law (نظام المعاملات المدنية), then carry the resulting judgment into enforcement — no handover between firms.
Transparent, realistic advice from day one: we assess the strength of your documents and the debtor's apparent position before you spend anything on litigation, and we tell you plainly when settlement is the smarter route — recovery always depends on the debtor's assets.
How it works
Case assessment and document review
We review your debt documents — promissory notes, cheques, contracts, invoices, judgments — and classify the claim: directly enforceable, litigable, or best suited to settlement. You receive a candid opinion on strength, route and realistic prospects before committing to anything.
Formal demand and negotiation
Our licensed lawyers issue a formal demand letter to the debtor and open structured negotiation. Where the debtor engages, we draft a binding settlement agreement — with payment schedules and guarantees — and can have it documented so it becomes enforceable if breached.
Filing the enforcement request on Najiz
For executable documents, we file the enforcement request with the enforcement court (محكمة التنفيذ) through the Najiz platform, complete the required data and attachments, and pursue issuance of the enforcement order (قرار 34) directing the debtor to pay within five days of notification.
Litigation where no executable document exists
If the debt rests on unpaid invoices or an unnotarized contract, we file the claim before the competent court — typically the commercial courts for business debts, applying the Civil Transactions Law where relevant — and litigate through to a final judgment, making use of conciliation and mediation (الصلح والوساطة), including the Ministry of Justice's Taradi platform, where it serves you.
Coercive enforcement measures
If the debtor ignores the enforcement order, we petition the enforcement judge for the coercive measures available under the Enforcement Law — a travel ban, suspension of government services, disclosure and freezing of bank accounts, and seizure and judicial sale of assets. These are ordered and executed by the court; we file, monitor and escalate.
Collection, disbursement and closure
We follow the file until funds are disbursed to you — from frozen accounts, salary deductions, auction proceeds or approved installment plans — reconcile the amounts received against the claim, and close the file with a full record of what was recovered.
Requirements
Proof of the debt: the promissory note (سند لأمر), cheque, notarized or signed contract, invoices, delivery notes, or the court judgment or arbitral award you wish to enforce.
Debtor identification details: name and national ID or commercial registration number, plus any known addresses, phone numbers or information about the debtor's business and assets.
Your identity documents: national ID or Iqama for individuals; commercial registration and authorized-signatory documents for companies.
A power of attorney (وكالة) authorizing our licensed lawyers to act on your behalf — we guide you through issuing it electronically via Najiz in minutes.
What you receive
A written recovery strategy and legal assessment of your claim, followed by formal demand letters and, where achieved, a binding documented settlement agreement.
A filed and actively managed enforcement file on Najiz — the enforcement request, the enforcement order (قرار 34), and petitions for court-ordered measures — with regular status reports at every stage.
Follow-up through to actual disbursement: tracking of frozen funds, seizures and installment payments until the collected amounts reach your account, with a final reconciliation and closure report.
Frequently Asked Questions
Executable documents (السندات التنفيذية) under the Saudi Enforcement Law include final court judgments and orders, arbitral awards, commercial papers such as promissory notes (السندات لأمر) and cheques, notarized contracts and documents, and documented settlement agreements. These are filed directly with the enforcement court through Najiz. If your debt rests only on invoices or an ordinary contract, a court judgment is usually needed first — we handle that litigation too, then carry the judgment into enforcement.
Once the debtor is notified and the five-day period lapses without payment, we petition the enforcement judge for the coercive measures provided by the Enforcement Law: a travel ban, suspension of government services, disclosure and freezing of bank accounts, and seizure and judicial sale of assets. In cases of proven procrastination, the law also allows stronger sanctions. All of these measures are ordered and executed by the court itself — our role is to request them, monitor their execution and keep the file moving.
No — and no honest firm can. Enforcement outcomes depend on the case and, above all, on the debtor's assets: even a strong executable document against a debtor with no traceable funds may yield slow or partial recovery. What we do commit to is disciplined execution: a realistic assessment before you spend, correct filings, persistent follow-up of every court-ordered measure, and clear reporting so you always know where the file stands.
Yes. Enforcement of existing judgments is a core part of this service. We take judgments from the commercial courts (المحاكم التجارية), labor courts (المحاكم العمالية) or general courts — whether won through us or another firm — verify they are final and enforceable, file the enforcement request on Najiz, and follow the file through court-ordered measures until collection. The same applies to arbitral awards and documented settlement agreements the other party has breached.
It depends on the case. A negotiated settlement is typically faster, cheaper and preserves commercial relationships — and we document it so it becomes enforceable if breached. Going straight to enforcement suits debtors who have ignored repeated demands or are showing signs of concealing or dissipating assets. Often the strongest approach is both: filing on Najiz creates real pressure that brings a previously silent debtor to the negotiating table. Your consultant will recommend the sequence that fits your documents, the amounts involved and the debtor's behavior.